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Services

Business Planning Services

Employee Benefits

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Group Insurance

Your employee benefits budget is usually one of your biggest operational expenses. Therefore, it is vital that you know exactly what you are paying for when partnering with a benefits broker.  A good benefits broker will:

  • Focus on a product’s price and the transaction

  • Manage benefits to a budget item

  • Provide product experience

  • Manage the relationship between supplier and customer.

 

We at Carillon Group do all of the work of the broker, but go above and beyond.  We strive to build relationships rather than simple transactions. We contact you multiple times throughout the year to check in and answer any questions you may have. All of your employees should feel comfortable reaching out to us with even the most basic questions. We can provide professional advice on the marketplace, including marketplace trends and changes in the legislative framework that might affect benefits. We are knowledgeable in and can promote wellness programs and health initiatives that might work to reduce claims costs.

 

We can help you reach your objectives, such as attracting and retaining the best employees, through a tailor-made benefits plan.

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Qualified Retirement Plans / 401(k)

By offering a great 401(k) plan, you’ll help your employees and yourself save for retirement. But giving employees this benefit does mean you, as a Trustee, will have extra responsibilities:

Plan Design and Setup

Document your plan, coordinate contributions with your payroll provider and custodian, and act as a fiduciary.

Enrollment and Education

Explain your plan to employees, educate them on investment options and give them timely notice of plan changes.

Administration and Recordkeeping

Deduct contributions from payroll and deposit them with the custodian. Make employer contributions, and keep track of transactions.

Compliance and Reporting

File IRS Form 5500 and complete compliance testing annually.

Investment Management and Monitoring

Choose a provider and a selection of investments. Ensure investments are chosen and maintained with the best interests of employees in mind.

The list of responsibilities is pretty long, which is where we come in. Allow Carillon Group to do a lot of the heavy lifting and take most (or all) of these responsibilities off your to-do list. With decades of experience helping businesses with their retirement plans, high-touch and personalized service, and access to industry leading plan providers, we have a track record of success to rely on.

Business Owner/Executive Planning

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Owner/Executive Planning

As a business owner, you’ve worked hard and often sacrificed much. You have put your own finances on the line. Now that your business is successful, are there benefits available just for you?  Or for you and your key executives? Are there programs to help recruit and retain key executives? The simple answer is yes, but using an inexperienced advisor can be risky and leave much on the table. Carillon Group works with executives and business owners to customize strategies based on your goals and objectives.

Have you ever asked what would happen to your business in the event of your unexpected death? Or your retirement? Or how about the retirement, death, or disability of key executives. Carillon Group can help you navigate these risks and life events. Some planning areas include:

  • Key Person Protection

  • Supplemental Executive Retirement Plans (Deferred Compensation)

  • Business Succession Planning

  • Buy/Sell Planning

  • Stock Redemption Planning

  • Selective Executive Life Insurance

  • Individual Disability Carve-Out Protection

Need more information? Connect with us

Check the background of Ameritas Investment Company, LLC or this investment professional on FINRA's Broker Check.                   

              

 

Products and services are limited to residents of states where the representative is registered. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your representative. Read it carefully before you invest or send money. A representative will contact you to provide requested information. Representatives of AIC and AAS do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation.

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 *Representatives offer products and services using the following business names: Carillon Group – insurance and financial services | Ameritas Investment Company, LLC (AIC), Member FINRA/SIPC – securities and investments | Ameritas Advisory Services (AAS) – investment advisory services. AIC and AAS are not affiliated with Carillon Group or any other entity mentioned herein.