Mortgage Refinancing  
During the past few years, record numbers of Americans have refinanced their home mortgages as a result of historically low interest rates. This calculator is designed to help you determine whether you should consider refinancing your mortgage.
     

1. What is the principal balance remaining on your current mortgage (from your last statement)?

$

2. What is the annual interest rate on your current mortgage?

%

3. How many years remain on your current mortgage?

4. What will the annual interest rate be on your new mortgage?

%

5. What will the term be (in years) of the new mortgage?

6. What will the loan origination fee and closing costs be (in percentage terms) on the new mortgage? (These are typically charged by the lender to process your loan. 1 point = 1 percent)

%

7. How many discount points (in percentage terms) will you be paying to lower (buy down) the interest rate?

%

8. What other fixed costs (in dollar terms) are there? (such as an appraisal)

$
 
   
   
Carillon Group
641 Cepi Drive
 • Chesterfield , MO • 63005-1269
Phone: (636) 777-7001
• tgilliam@carillongroup.com

Securities and investment advisory services offered solely through Ameritas Investment Corp.  Member FINRA_/SIPC.  AIC and Carillon Group are not affiliated.  Additional products and services may be available through the agents of Carillon Group that are not offered through AIC.  See the Associates page for individual state licenses.  Securities products are limited to residents of CA, GA, IL, MD, MO, OH, WA & WI.

This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction.  As with any security, request a prospectus form your Registered Representative.  Read it carefully before you invest or send money.  A Representative from Carillon Group will contact you to provide requested information.

Representatives of AIC do not provide tax or legal advice.  Please consult your tax advisor or attorney regarding your situation.